Why choose Dot Dot Loans?

Why choose Dot Dot Loans?

If a top road bank has turned you straight down in past times, it doesn’t indicate you cannot get financing with a negative credit score – or look for a direct loan provider that’s taking care of you.

Dot Dot Loans just isn’t a brokerage and we also’re perhaps perhaps not a middleman. Connect with us so we’ll end up being the only individuals you cope with. And there are yet more reasons to show to us if you are trying to find a bad credit loan:

  • We are reasonable: No penalty costs and no included interest. You are going to just ever pay off the total amount we agree from the beginning. In the end, nobody likes surprises that are nasty
  • We are versatile: brief or term that is long you are able to pick a payment period you like – from 3 to 48 months
  • We are friendly: We are constantly pleased to assist if you want to call us, our UK-based customer care group are really easy to get your hands on with any questions you could have
  • We are fast: often, you simply can not manage to hold off. Our fast loans for the credit that is bad could possibly be to you in one hour to be authorized
  • We are completely controlled: We are completely controlled by the Financial Conduct Authority (FCA) – and then we just provide bad credit loans to clients who are able to realistically afford them

We’re pleased with everything we do, so we’re aimed at assisting all our clients. But why visit this website here simply take our term because of it? Realise why we are rated ‘Excellent’ centered on our separate Trustpilot reviews.

Which are the great things about loans for bad credit?

Have you got a less-than-perfect credit rating? Financing for bad credit from direct loan providers like Dot Dot Loans could possibly be the ideal option. Listed here is why:

  • Easy and quick: From a simple application that is online getting a short choice right away, our fast loans for bad credit are a genuine help – maybe maybe not minimum if the cash’s required in a crisis.
  • Dealing with you as a person: we are going to never ever determine a software in your credit rating alone. We check your own personal circumstances, including earnings or profits, to be sure that loan suits you.

Which are the possible drawbacks?

As with any kinds of credit, you can find dangers to be familiar with whenever trying to get bad credit loans from direct loan providers or agents. The two things that are big look out for are:

  • Greater prices: Loans for those who have a bad credit score usually have greater interest levels. The larger the attention price, the bigger the general price of borrowing will undoubtedly be.
  • Payment concerns: following your repayments is essential. By lacking a repayment, you might do further harm to your credit score. But we are able to assist in the event that you’re focused on falling behind or missing a repayment. Speak to us to see just what your alternatives are.

Why might we have ‛bad credit’?

Bad credit is the unofficial term for having a credit history that is less-than-spotless. It may additionally be which you don’t have any past reputation for utilizing credit after all. A few of the reasons behind having credit that is bad:

  • Creating a payment later (or not making one after all)
  • Trying to get credit way too many times in a period that is short
  • Getting a voluntary that is individual (IVA) or being made bankrupt
  • Being a new adult without any credit record that is previous
  • Going towards the British – you cannot bring a credit score from offshore

Even things you may maybe perhaps not consider can harm your credit rating. You may never be registered to vote or there might be errors in your file. But this does not suggest you are stuck. Dot Dot Loans has arrived to acquire a loan by having a bad credit score – even though other direct loan providers are saying “no”.

Previous Post
Newer Post

Leave A Comment